| LOAN PURPOSE |
|
| INTEREST RATE[1] | Rates as low as 8.99% |
| LOAN AMOUNT | $300K-$10MM[12] |
| LOAN TERM | 12 to 18-month options available |
| BORROWER TYPE | Individual or group |
| EXPEREINCE | First-time buyers welcome |
|
REFINANCE MAXIMUM LEVERAGE LOAN –TO-VALUE[4] AND LOAN-TO-COST[5] |
Up to 75% |
| PURCHASE MAXIMUM LEVERAGE | Up to 80% |
| COST BASIS | Purchases and refinances owned more than 180 days |
| REHAB ALLOWANCE | Up to 25% (cosmetic only) |
| PROPERTY TYPE |
|

| City, State | Honolulu, Hawaii |
| Population | 345,064 |
| Map Coordinates | 21.32°N 157.84°W |
| Median Home Price | $854,723 |
| Housing Units Owner Occupied | 76,525 |
| Housing Units Renter Occupied | 77,158 |
| Hard Money Loan Volume | $237,887,121.60 |
| Rental Property Loan Volume | $292,601,159.57 |
| Bridge Loan Volume | $83,260,492.56 |
| Fix & Flip Loan Volume | $180,794,212.42 |