Private money broker for real estate investors

A better way to fund your deal.

We shop your loan across private lenders, family offices, and commercial capital so lenders compete for your deal: better rates, lower fees, and less money down.[1]

150
markets with local data
7
loan programs
From 7%
starting rates
$300K–$10MM
loan amounts
Birmingham, ALHuntsville, ALMobile, ALMontgomery, ALAnchorage, AKChandler, AZGilbert, AZGlendale, AZMesa, AZPeoria, AZPhoenix, AZScottsdale, AZTempe, AZTucson, AZLittle Rock, ARAnaheim, CABakersfield, CAChula Vista, CAElk Grove, CAFontana, CAFremont, CAFresno, CAGlendale, CAHuntington Beach, CAIrvine, CALong Beach, CALos Angeles, CAModesto, CAMoreno Valley, CAOakland, CAOceanside, CAOntario, CAOxnard, CARancho Cucamonga, CARiverside, CASacramento, CASan Bernardino, CASan Diego, CASan Francisco, CASan Jose, CASanta Ana, CASanta Clarita, CASanta Rosa, CAStockton, CAAurora, COColorado Springs, CODenver, COWashington, DCCape Coral, FLFort Lauderdale, FLHialeah, FLJacksonville, FLMiami, FLOrlando, FLPort St. Lucie, FLSt. Petersburg, FLTallahassee, FLTampa, FLAtlanta, GAAugusta, GAColumbus, GAHonolulu, HIBoise, IDAurora, ILChicago, ILFort Wayne, INIndianapolis, INDes Moines, IAOverland Park, KSWichita, KSLexington, KYLouisville, KYBaton Rouge, LANew Orleans, LAShreveport, LABaltimore, MDBoston, MAWorcester, MADetroit, MIGrand Rapids, MIMinneapolis, MNSaint Paul, MNKansas City, MOSt. Louis, MOLincoln, NEOmaha, NEHenderson, NVLas Vegas, NVNorth Las Vegas, NVReno, NVJersey City, NJNewark, NJAlbuquerque, NMBuffalo, NYNew York City, NYRochester, NYYonkers, NYCharlotte, NCDurham, NCFayetteville, NCGreensboro, NCRaleigh, NCWinston–Salem, NCAkron, OHCincinnati, OHCleveland, OHColumbus, OHToledo, OHOklahoma City, OKTulsa, OKPortland, ORSalem, ORPhiladelphia, PAPittsburgh, PAProvidence, RISioux Falls, SDChattanooga, TNKnoxville, TNMemphis, TNNashville, TNAmarillo, TXArlington, TXAustin, TXBrownsville, TXCorpus Christi, TXDallas, TXEl Paso, TXFort Worth, TXFrisco, TXGarland, TXGrand Prairie, TXHouston, TXIrving, TXLaredo, TXLubbock, TXMcKinney, TXPlano, TXSan Antonio, TXSalt Lake City, UTChesapeake, VANewport News, VANorfolk, VARichmond, VAVirginia Beach, VASeattle, WASpokane, WATacoma, WAVancouver, WAMadison, WIMilwaukee, WI

Real estate investment funding, simplified

We’re all about helping real estate investors, builders, and developers reach their goals. Fund your next real estate investment. Maximize your ROI with better rates, lower fees, and less money down.[1]

  • Better ratesWe shop your loan across private lenders, family offices, and commercial capital sources, so lenders compete for your deal.[1]
  • Lower feesOur broker fee runs 0.5 to 2 points, shown on your closing statement and paid only when your loan funds.
  • Less money downLeverage up to 80% on rental and bridge purchases, and up to 95% of cost on fix and flip projects.[4]

Three steps from deal to funding.

You focus on the property. We make lenders compete for your loan.

  1. Request a quote

    Tell us about the property, your plan, and the loan amount you need. It takes a few minutes.

  2. Compare offers

    We shop the deal across private lenders, family offices, and commercial capital sources and bring you up to three offers.

  3. Close and fund

    We coordinate documents, valuation, and title with the lender you choose through closing.

More reasons to fund with B-Line

Aside from better rates and lower fees, B-Line clients get:

  • Loan products built for real estate investors[1]
  • Exposure limits up to $10MM across multiple properties[7]
  • Industry expertise and a dedicated account manager

What you’ll get when you fund with B-Line

Our exclusive access to best-in-class loan programs, combined with our unique approach to shopping multiple lenders, means you get unparalleled ROI. Our forward-thinking clients leverage our capital to:

  • Break ground on new construction
  • Expand rental portfolios
  • Access equity in property you own
  • Refinance short-term loans

What investors say.

From clients who funded with B-Line Capital.

We needed bridge financing on a tight timeline, and B-Line Capital understood the urgency. Michael was responsive, straightforward, and focused on finding a solution that worked for our deal. Exactly what you want in a lending partner.

Stephen E.Bridge Loan · Denver, CO

As a rental property investor, I value lenders who understand cash flow and don't make financing unnecessarily complicated. B-Line Capital helped us explore DSCR financing based on the property's income rather than traditional employment documentation. A great resource for growing an investment portfolio.

Lisa S.DSCR Loan · Miami, FL

Construction financing can make or break a project. B-Line Capital understood our development strategy, helped us navigate the financing options, and kept the process moving. Having someone who understands real estate development makes all the difference.

David Y.Construction Loan · Seattle, WA

Find out what B-Line can do for you

Compare offersFrom up to 3 lenders

Get a quote for a loan program that’s tailored to your needs

Get a quote
Michael Schatz

Written and reviewed by Michael Schatz, Founder & Chief Lending Strategist of B-Line Capital

Michael Schatz

Founder & Chief Lending Strategist, B-Line Capital

Michael Schatz leads B-Line Capital, a private money brokerage that helps real estate investors, builders, and developers finance rental, bridge, fix & flip, construction, and commercial bridge loans by comparing offers from private lenders, family offices, and commercial capital sources.

His expertise includes private money lending, hard money loans, DSCR lending, bridge and construction financing, commercial real estate debt placement, structured data strategy, and AI visibility optimization for modern search and answer engines.

Areas of expertise:

  • Private Money Lending
  • Hard Money Loans
  • Rental Property Loans
  • DSCR Loans
  • Investment Property Loans
  • Bridge Loans
  • Fix & Flip Loans
  • Construction Loans
  • Commercial Bridge Loans
  • Debt Placement & Capital Structuring
  • Structured Data Strategy
  • AI Visibility Optimization