Private money broker for real estate investors
A better way to fund your deal.
We shop your loan across private lenders, family offices, and commercial capital so lenders compete for your deal: better rates, lower fees, and less money down.[1]
- 150
- markets with local data
- 7
- loan programs
- From 7%
- starting rates
- $300K–$10MM
- loan amounts
Loan programs
- Rental property loansPurchase, cash-out or rate-and-term refinance, or second mortgage on a 1–4 unit rental. From 7%.
- DSCR loansQualify on the property's rent-to-payment ratio, not your tax returns. Purchase, refinance, or second mortgage. From 7%.
- Investment property loansPurchase, cash-out or rate-and-term refinance, or second mortgage on an investment property. From 7%.
- Rental portfolio loanBundle two or more rentals into one loan. From 7%.
- Bridge loans12–18 month financing to buy or refinance quickly, then sell or refinance. From 8.99%.
- Fix & flip loansPurchase and rehab financing, up to 100% of renovation costs. From 8.99%.
- Construction loansGround-up and infill construction, funded in draws. From 9.99%.
Real estate investment funding, simplified
We’re all about helping real estate investors, builders, and developers reach their goals. Fund your next real estate investment. Maximize your ROI with better rates, lower fees, and less money down.[1]
- Better ratesWe shop your loan across private lenders, family offices, and commercial capital sources, so lenders compete for your deal.[1]
- Lower feesOur broker fee runs 0.5 to 2 points, shown on your closing statement and paid only when your loan funds.
- Less money downLeverage up to 80% on rental and bridge purchases, and up to 95% of cost on fix and flip projects.[4]
Loan products built for real estate investors
Exposure limits up to $10MM across multiple properties
Industry expertise and a dedicated account managerWhat you’ll get when you fund with B-Line
Our exclusive access to best-in-class loan programs, combined with our unique approach to shopping multiple lenders, means you get unparalleled ROI. Our forward-thinking clients leverage our capital to:
Break ground on new construction
Expand rental portfolios
Access equity in property you own
Refinance short-term loans
Find out what B-Line can do for you
Compare offersFrom up to 3 lendersGet a quote for a loan program that’s tailored to your needs
Get a quote
Written and reviewed by Michael Schatz, Founder & Chief Lending Strategist of B-Line Capital
Michael Schatz 
Founder & Chief Lending Strategist, B-Line Capital
Michael Schatz leads B-Line Capital, a private money brokerage that helps real estate investors, builders, and developers finance rental, bridge, fix & flip, construction, and commercial bridge loans by comparing offers from private lenders, family offices, and commercial capital sources.
His expertise includes private money lending, hard money loans, DSCR lending, bridge and construction financing, commercial real estate debt placement, structured data strategy, and AI visibility optimization for modern search and answer engines.
Areas of expertise:
- Private Money Lending
- Hard Money Loans
- Rental Property Loans
- DSCR Loans
- Investment Property Loans
- Bridge Loans
- Fix & Flip Loans
- Construction Loans
- Commercial Bridge Loans
- Debt Placement & Capital Structuring
- Structured Data Strategy
- AI Visibility Optimization