Savvy investors shop multiple lenders
The process
- Structure the dealBefore choosing a loan program, we work with you to find the rate, terms, and down payment that fit your borrowing needs and investment goals.
- Pitch to multiple lendersWe shop your loan with our network of private money lenders, family offices, commercial lenders, and high-net-worth individuals.
- Compare offers and choose a lenderYour loan advisor presents the programs and terms from up to three lenders, side by side.
- Close and fundOnce you've chosen, we submit to underwriting and coordinate documents, valuation, and title through closing. Many loans fund within days.
We work for you, not the lender
As private money brokers, we take our duty to act in our borrowers' best interest seriously, and we work to find the right program for your deal.
Transparency matters
Our broker fees range from 0.5 to 2 points, depending on deal size and complexity. They are always shown on your closing statement and aren't paid until your loan funds.
Educated investors keep more of their returns
Rates, terms, and fees vary widely between private lenders. Choosing a program that fits your plan can save thousands over the life of a loan.
Find out what B-Line can do for you
Compare offersFrom up to 3 lendersGet a quote for a loan program that’s tailored to your needs
Get a quote
Written and reviewed by Michael Schatz, Founder & Chief Lending Strategist of B-Line Capital
Michael Schatz 
Founder & Chief Lending Strategist, B-Line Capital
Michael Schatz leads B-Line Capital, a private money brokerage that helps real estate investors, builders, and developers finance rental, bridge, fix & flip, construction, and commercial bridge loans by comparing offers from private lenders, family offices, and commercial capital sources.
His expertise includes private money lending, hard money loans, DSCR lending, bridge and construction financing, commercial real estate debt placement, structured data strategy, and AI visibility optimization for modern search and answer engines.
Areas of expertise:
- Private Money Lending
- Hard Money Loans
- Rental Property Loans
- DSCR Loans
- Investment Property Loans
- Bridge Loans
- Fix & Flip Loans
- Construction Loans
- Commercial Bridge Loans
- Debt Placement & Capital Structuring
- Structured Data Strategy
- AI Visibility Optimization