Rental properties can be a great way to enhance your investment portfolio.
Get funded for your next property with our Rental Property Loan option.
We offer both refinance and cash-out equity programs to help
you grow and reach your next goal.
All About Our Rental Property Loans
- Single-family rentals of all sizes welcome
- Foreign nationals welcome (70% LTV max, select countries only)
- Interest-only payments
- 30-year property loan terms
- Minimum 640 FICO
Rental Property Loans
|LOAN PURPOSE||Options include: purchase, limited cash-out, or complete cash-out|
|BORROWER||Individual or group|
|ACQUISITION MINIMUM||1 rental property per loan|
|INTEREST RATE||Rates as low as 6.5%|
|EXPERIENCE||No first-time homebuyers|
|MINIMUM CREDIT SCORE||640|
|MAXIMUM LOAN-TO-VALUE (LTV)||80% on purchase, 75% on cash-out|
|MINIMUM LOAN AMOUNT||$75K-$2MM|
|VACANCY MAXIMUM||Vacancy requires a max LTV of 60%|
|SEASONING REQUIREMENT||180 days|
How a Rental Property Loan
Can Work for You
- Each one of your rental properties operates like an independent business. It isn’t affected by your other investments or personal financial history.
- Each property is evaluated on its own and can leverage benefits accordingly.
- We will thoughtfully advise and lead you through the entire process, answering all the questions you have along the way.