Bridge Loan | San Jose, California
It’s called a bridge loan because it literally bridges the gap, giving you more time to make your vision come to life. Understand how putting your assets on hold can help you.
BRIDGE LOAN QUICK QUOTE >
Good things take time, especially when it comes to investing.
Use our San Jose Bridge Loan option to give yourself the gift of time to add extra value to your existing property or potential new ventures.

All About Our San Jose Bridge Loans

  • As-is appraisal only, no ARV
  • No-fee alternative valuation option now available (for eligible properties[4])
  • Self-funded cosmetic rehab allowed (up to 25%)
  • Up to 80% LTV for purchases, up to 75% LTV for refis
  • Optional interest reserves
  • First-time buyers welcome[11]
  • 12 to 18-month loan terms available
  • Individual property loan amounts from $300K to $10MM[12]
  • Minimum 620 FICO

Bridge Loans

LOAN PURPOSE
  • Cosmetic work
  • Property must be 100% complete and marketable
  • Requires exposure limit approval
  • Purchase and refinance options
INTEREST RATE[1] Rates as low as 8.99%
LOAN AMOUNT $300K-$10MM[12]
LOAN TERM 12 to 18-month options available
BORROWER TYPE Individual or group
EXPEREINCE First-time buyers welcome
REFINANCE MAXIMUM LEVERAGE LOAN –TO-VALUE[4]
AND LOAN-TO-COST[5] 		Up to 75%
PURCHASE MAXIMUM LEVERAGE Up to 80%
COST BASIS Purchases and refinances owned more than 180 days
REHAB ALLOWANCE Up to 25% (cosmetic only)
PROPERTY TYPE
  • Single family homes
  • Multi-unit properties, 2 to 4 units
  • Multi-unit properties, 5 to 20 units
  • Mixed-use properties
  • Condos

How a San Jose, California Bridge Loan
Can Work for You

  • If you need a short-term, temporary option, this is your solution.
  • Leverage the current market trends and your existing assets at the same time.
  • We will thoughtfully advise and lead you through the entire process, answering all the questions you have along the way.

San Jose,
Bridge Loan Data

City, State San Jose, California
Population 1,021,795
Map Coordinates 37.29°N 121.81°W
Median Home Price $999,900
Housing Units Owner Occupied 180,993
Housing Units Renter Occupied 146,901
Hard Money Loan Volume $704,425,473.00
Rental Property Loan Volume $866,443,331.79
Bridge Loan Volume $246,548,915.55
Fix & Flip Loan Volume $535,363,359.48

About Our San Jose,
Bridge Loans

ABOUT OUR BRIDGE LOANS
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