B-Line Capital, LLC, a leading national broker, specializes in time-sensitive commercial real estate bridge finance. Focused on small to medium bridge loan financings from $3 million to $30 million, our firm is dedicated to fulfilling diverse financing needs across the country.

ASSET TYPES

Multifamily, Retail, Office, Mixed-Use, Senior Housing, Self-Storage, Hospitality, Specialty, Manufactured Housing, Industrial/Flex Every loan is unique, but generally our terms are:

$3–$30
MILLION

LOAN SIZE

1st
Mortgage Lien

SECURITY

6 Months to 3
Years of Term

FROM

75% LTV

UP TO

7%−11%

RATES
FROM

1%−4%

ORIGINATION
FEE

FUNDING USES

  • Highly structured transactions
  • Discounted note pay-offs
  • Property acquisitions
  • Note acquisitions
  • Recapitalizations
  • Complex deal structures
  • Bankruptcy and receivership resolutions
  • Rehabilitation / construction
  • Redevelopment / repositioning
  • Lease-up / stabilization
  • Partner buy-out
  • Other uses depending on borrower’s specific needs

Bridge Loans

LOAN PURPOSE
  • Highly structured transactions
  • Discounted note pay-offs
  • Property acquisitions
  • Note acquisitions
  • Recapitalizations
  • Complex deal structures
  • Bankruptcy and receivership resolutions
  • Rehabilitation / construction
  • Redevelopment / repositioning
  • Lease-up / stabilization
  • Partner buy-out
  • Other uses depending on borrower’s specific needs
INTEREST RATE[1] Rates as low as 6.95%
LOAN AMOUNT $3MM-$30MM[12]
LOAN TERM 6 Months to 3 Years of Term
BORROWER TYPE Individual or Entity
EXPEREINCE All experience levels welcome
REFINANCE MAXIMUM LEVERAGE LOAN –TO-VALUE[4]
AND LOAN-TO-COST[5]
Up to 75%
PURCHASE MAXIMUM LEVERAGE Up to 80%
COST BASIS Purchases and refinances owned more than 180 days
REHAB ALLOWANCE Up to 25% (cosmetic only)
PROPERTY TYPE
  • Single family homes
  • Multifamily
  • Retail
  • Office
  • Mixed-Use
  • Senior Housing
  • Self-Storage
  • Hospitality
  • Specialty
  • Manufactured Housing
  • Industrial/Flex

How a Louisville, Kentucky Commercial Bridge Loan Can Work for You

  • B-Line Capital specializes in brokering capital partnerships for commercial bridge loan opportunities ranging from $3 million to $30 million.
  • Specializing in real estate loans for asset types, including multi-family, office, hospitality, and other commercial properties.
  • Typical transactions facilitated by B-Line Capital involve urgent closings, robust value propositions, and clear exit strategies, often concluding within 12–24 months of the loan issuance.

About Our Louisville
Commercial Bridge Loans

Information about our Louisville Commercial Bridge Loans

City, State Louisville, Kentucky
Population 617,638
Map Coordinates 38.16°N 85.64°W
Median Home Price $150,881
Housing Units Owner Occupied 60,639
Housing Units Renter Occupied 64,578 
Hard Money Loan Volume $425,799,637.20
Rental Property Loan Volume $523,733,553.76
Bridge Loan Volume $149,029,873.02
Fix & Flip Loan Volume $323,607,724.27

FUNDING
USES

WE off quick finding for a variety of needs

Frequently Asked Questions

A Commercial Bridge Loan from B-Line Capital is private financing for real estate investors, builders, and developers in Louisville, Kentucky. B-Line Capital doesn't lend directly - it shops your deal across multiple private lenders, family offices, and commercial capital sources to find the rate and terms that fit your project.

Commercial Bridge Loan rates through B-Line Capital start as low as 6.95%. Your actual rate depends on the property, loan amount, leverage, and your experience as a borrower.

B-Line Capital arranges Commercial Bridge Loan financing from $3MM to $30MM per property for properties in Louisville, Kentucky.

Commercial Bridge Loan financing through B-Line Capital goes up to 80% on purchases and up to 75% on refinances.

B-Line Capital's Commercial Bridge Loan programs in Louisville, Kentucky are available with 6 months to 3 years.

Credit score requirements vary by lender and deal profile.

Income and tax documentation requirements vary by lender and deal profile.

Commercial Bridge Loan programs are available to all experience levels.

Foreign national eligibility depends on lender-specific guidelines, borrower profile, and transaction structure.

B-Line Capital arranges Commercial Bridge Loan financing for multifamily, retail, office, mixed-use, hospitality, and industrial properties in Louisville, Kentucky.

Closing timelines depend on the lender, the deal's complexity, and how quickly documentation comes together. Private financing like a Commercial Bridge Loan generally moves faster than a conventional bank loan - ask your B-Line Capital contact for a timeline specific to your Louisville project.

B-Line Capital's broker fees typically range from 0.5 to 2 points, depending on deal size and complexity. Fees are disclosed on your closing statement and are not charged until your loan funds.

B-Line Capital is a private money broker, not a direct lender. For every Commercial Bridge Loan request in Louisville, Kentucky, B-Line Capital compares offers from multiple private lenders, family offices, and commercial capital sources so you can choose the best rate and terms.

Documentation requirements vary by lender and loan size. B-Line Capital will confirm exactly what's needed for your Louisville, Kentucky project once you request a quote.

Request a quote through B-Line Capital to compare offers from up to three lenders for your Commercial Bridge Loan in Louisville, Kentucky, or call (206) 949-3416 to speak with the team directly.

Find out what b-line can do for you

Request a quote
Use our bridge loan calculator to get an instant quote on a loan that’s tailored to your needs
Get a quote
Michael Schatz
Written and reviewed by Michael Schatz, Founder & Chief Lending Strategist of B-Line Capital

Michael Schatz

LinkedIn About B-Line Capital

Founder & Chief Lending Strategist, B-Line Capital

Michael Schatz leads B-Line Capital, a private money brokerage helping real estate investors, builders, and developers fund rental property, bridge, fix & flip, construction, and commercial bridge loans nationwide by shopping multiple private lenders, family offices, and commercial capital sources for better rates, lower fees, and less money down.

His expertise includes private money lending, hard money loans, DSCR lending, bridge and construction financing, commercial real estate debt placement, structured data strategy, and AI visibility optimization for modern search and answer engines.

Areas of Expertise:

  • Private Money Lending
  • Hard Money Loans
  • Rental Property (DSCR) Loans
  • Bridge Loans
  • Fix & Flip Loans
  • Construction Loans
  • Commercial Bridge Loans
  • Commercial Real Estate Financing
  • Debt Placement & Capital Structuring
  • Structured Data Strategy
  • AI Visibility Optimization
  • Search Engine Optimization (SEO)