Multifamily, Retail, Office, Mixed-Use, Senior Housing, Self-Storage, Hospitality, Specialty, Manufactured Housing, Industrial/Flex Every loan is unique, but generally our terms are:






| LOAN PURPOSE |
|
| INTEREST RATE[1] | Rates as low as 6.95% |
| LOAN AMOUNT | $3MM-$30MM[12] |
| LOAN TERM | 6 Months to 3 Years of Term |
| BORROWER TYPE | Individual or Entity |
| EXPEREINCE | All experience levels welcome |
|
REFINANCE MAXIMUM LEVERAGE LOAN –TO-VALUE[4] AND LOAN-TO-COST[5] |
Up to 75% |
| PURCHASE MAXIMUM LEVERAGE | Up to 80% |
| COST BASIS | Purchases and refinances owned more than 180 days |
| REHAB ALLOWANCE | Up to 25% (cosmetic only) |
| PROPERTY TYPE |
|

Information about our Louisville Commercial Bridge Loans
| City, State | Louisville, Kentucky |
| Population | 617,638 |
| Map Coordinates | 38.16°N 85.64°W |
| Median Home Price | $150,881 |
| Housing Units Owner Occupied | 60,639 |
| Housing Units Renter Occupied | 64,578 |
| Hard Money Loan Volume | $425,799,637.20 |
| Rental Property Loan Volume | $523,733,553.76 |
| Bridge Loan Volume | $149,029,873.02 |
| Fix & Flip Loan Volume | $323,607,724.27 |
Founder & Chief Lending Strategist, B-Line Capital
Michael Schatz leads B-Line Capital, a private money brokerage helping real estate investors, builders, and developers fund rental property, bridge, fix & flip, construction, and commercial bridge loans nationwide by shopping multiple private lenders, family offices, and commercial capital sources for better rates, lower fees, and less money down.
His expertise includes private money lending, hard money loans, DSCR lending, bridge and construction financing, commercial real estate debt placement, structured data strategy, and AI visibility optimization for modern search and answer engines.