| LOAN PURPOSE |
|
| INTEREST RATE[1] | Rates as low as 8.99% |
| LOAN AMOUNT | $300K-$10MM[12] |
| LOAN TERM | 12 to 18-month options available |
| BORROWER TYPE | Individual or group |
| EXPEREINCE | First-time buyers welcome |
|
REFINANCE MAXIMUM LEVERAGE LOAN –TO-VALUE[4] AND LOAN-TO-COST[5] |
Up to 75% |
| PURCHASE MAXIMUM LEVERAGE | Up to 80% |
| COST BASIS | Purchases and refinances owned more than 180 days |
| REHAB ALLOWANCE | Up to 25% (cosmetic only) |
| PROPERTY TYPE |
|

| City, State | Virginia Beach, Virginia |
| Population | 449,974 |
| Map Coordinates | 36.78°N 76.02°W |
| Median Home Price | $296,200 |
| Housing Units Owner Occupied | 109,117 |
| Housing Units Renter Occupied | 65,912 |
| Hard Money Loan Volume | $310,212,075.60 |
| Rental Property Loan Volume | $381,560,852.99 |
| Bridge Loan Volume | $108,574,226.46 |
| Fix & Flip Loan Volume | $235,761,177.46 |