Loan programs
Financing for rentals, short-term projects, and new construction. Each program is shopped across multiple lenders so you see the best available offer.
- Rental property loansPurchase, cash-out or rate-and-term refinance, or second mortgage on a 1–4 unit rental. From 7%.
- DSCR loansQualify on the property's rent-to-payment ratio, not your tax returns. Purchase, refinance, or second mortgage. From 7%.
- Investment property loansPurchase, cash-out or rate-and-term refinance, or second mortgage on an investment property. From 7%.
- Rental portfolio loanBundle two or more rentals into one loan. From 7%.
- Bridge loans12–18 month financing to buy or refinance quickly, then sell or refinance. From 8.99%.
- Fix & flip loansPurchase and rehab financing, up to 100% of renovation costs. From 8.99%.
- Construction loansGround-up and infill construction, funded in draws. From 9.99%.
Find out what B-Line can do for you
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Written and reviewed by Michael Schatz, Founder & Chief Lending Strategist of B-Line Capital
Michael Schatz 
Founder & Chief Lending Strategist, B-Line Capital
Michael Schatz leads B-Line Capital, a private money brokerage that helps real estate investors, builders, and developers finance rental, bridge, fix & flip, construction, and commercial bridge loans by comparing offers from private lenders, family offices, and commercial capital sources.
His expertise includes private money lending, hard money loans, DSCR lending, bridge and construction financing, commercial real estate debt placement, structured data strategy, and AI visibility optimization for modern search and answer engines.
Areas of expertise:
- Private Money Lending
- Hard Money Loans
- Rental Property Loans
- DSCR Loans
- Investment Property Loans
- Bridge Loans
- Fix & Flip Loans
- Construction Loans
- Commercial Bridge Loans
- Debt Placement & Capital Structuring
- Structured Data Strategy
- AI Visibility Optimization